Assessing Damage for appraiser
#1
Assessing Damage for appraiser
I’ve been having a 2nd garage built and it’s been hell at every turn.
But last week was the coup de grace.
The building had finally been completed and I was told I could use as I see fit. So I started moving cars and a large horde of parts in. Then the inspector came for a final inspection and failed it for improper underlayment on the roof. She said it all had to be torn off down to the decking.
At this point I had to leave town for work for a few days, so the company came, ripped the shingles and underlayment off and removed the ridge cap.
They then let it sit exposed for 24 hours with a huge hole running down the entire peak…and we had more than an inch of rain.
I came home to this…
The drivers window was down on the Rallye, carpet soaked, door cards buckled, headliner rippled. Parts I hadn’t put away yet we’re soaked. Radios, interior pieces, engine parts sopping wet and starting to flash rust.
SO…if your still with me, how do you put a price on this stuff?
The stuff I have to fix or now sandblast?
The stuff they don’t make any more?
Anyone ever deal with this?
An appraiser is coming and I don’t want to be caught off guard.
Thanks
But last week was the coup de grace.
The building had finally been completed and I was told I could use as I see fit. So I started moving cars and a large horde of parts in. Then the inspector came for a final inspection and failed it for improper underlayment on the roof. She said it all had to be torn off down to the decking.
At this point I had to leave town for work for a few days, so the company came, ripped the shingles and underlayment off and removed the ridge cap.
They then let it sit exposed for 24 hours with a huge hole running down the entire peak…and we had more than an inch of rain.
I came home to this…
The drivers window was down on the Rallye, carpet soaked, door cards buckled, headliner rippled. Parts I hadn’t put away yet we’re soaked. Radios, interior pieces, engine parts sopping wet and starting to flash rust.
SO…if your still with me, how do you put a price on this stuff?
The stuff I have to fix or now sandblast?
The stuff they don’t make any more?
Anyone ever deal with this?
An appraiser is coming and I don’t want to be caught off guard.
Thanks
#2
Insurance will never cover the value because the value is whatever someone would have paid for the pieces. I would get a Hemming's Motor News to search through for comparable pieces. Also search online for similar stuff for sale.
#3
I realize your question pertains to an appraiser, but IMO the roofing company is 100% responsible for negligence (you probably know this). I would think a very detailed write-up of every single damaged item and its replacement cost is required. I would look to get ahead of the appraiser and begin estimating replacement costs for those items. Best of good fortune to you. I'd be sharing some select words with that roofing company.
#6
After MUCH calling further and further up the ladder, the garage contractors have finally admitted culpability and assigned Custard Insurance Adjusters to handle the claim.
So hopefully they know a little about old cars and parts.
I've begun to make a list of the parts to fix the car...and parts that were just damaged.
Not sure how they'll figure out labor.
The Garage builder is assuming the blame of the roofer THEY hired so...let's see how that goes.
So hopefully they know a little about old cars and parts.
I've begun to make a list of the parts to fix the car...and parts that were just damaged.
Not sure how they'll figure out labor.
The Garage builder is assuming the blame of the roofer THEY hired so...let's see how that goes.
#7
#9
If you're planning to store your car all winter, you should jack up your car and place a jack stand under the frame, so you won't get a flat spot on your tires. It happened to me, and I had to buy 4 sets of tires. Another thing before I store my car all winter in the garage is I give my car a wash and apply wax.
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