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Old Jun 9, 2014 | 03:51 PM
  #1  
tru-blue 442's Avatar
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Old School Olds
 
Joined: Nov 2008
Posts: 9,268
From: Marble Falls TX
Super Stoked!

It's mine! Mine I tell ya!

Did a little refiguring on the mortgage.
Seems this month I paid $409.00 over this month.
20 months early, it's paid for!
What a great feeling guys. I just had to share.

Last edited by tru-blue 442; Jun 9, 2014 at 04:04 PM.
Old Jun 9, 2014 | 04:03 PM
  #2  
tru-blue 442's Avatar
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Old School Olds
 
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From: Marble Falls TX
A few pics.
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Old Jun 9, 2014 | 04:04 PM
  #3  
69ishHoliday's Avatar
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Joined: Jun 2013
Posts: 492
Good for You!
About ten years ago I switched to a fifteen year and love being able to see the end of it. I knocked eleven years off when I switched and only raised my payment a little.
Old Jun 9, 2014 | 04:10 PM
  #4  
RetroRanger's Avatar
72 Olds CS
 
Joined: Jun 2011
Posts: 6,657
thats awesome..at one point i was down to 11 years to go, then we refinanced and put on a 2 car garage w a room above it....so goodbye 11 yrs hello garage
Old Jun 9, 2014 | 04:12 PM
  #5  
tru-blue 442's Avatar
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Old School Olds
 
Joined: Nov 2008
Posts: 9,268
From: Marble Falls TX
Thanks 69ish. I took this on a fifteen yr. and paid
like $120 on the back side. Now to start throwing
cabbage at the 66, and knock that one out too!
Old Jun 9, 2014 | 04:19 PM
  #6  
tru-blue 442's Avatar
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Old School Olds
 
Joined: Nov 2008
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From: Marble Falls TX
I here you Retro. I went ahead and
built my little shop out of pocket with
the exception of a $8000 signature note
on a two year from another banker I do buis. with.

It didn't hurt that my son in law builds
metal buildings for a living. He was able to
get me the contractor price for materials
and him and I put it up. It's 20X30 with a loft.

Last edited by tru-blue 442; Jun 9, 2014 at 04:23 PM.
Old Jun 9, 2014 | 04:40 PM
  #7  
oldcutlass's Avatar
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Joined: Oct 2009
Posts: 42,453
From: Poteau, Ok
Well done, I have not had a house payment for 10 years, and no payments what so ever for 6, it's awesome. Now is the time to start socking away for your retirement. BTW nice place you got there.
Old Jun 9, 2014 | 04:46 PM
  #8  
Mr Shifty Sidney's Avatar
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Joined: Sep 2011
Posts: 1,399
From: South Central, KY
Thats great!!! Congratulations.

Don W
Old Jun 9, 2014 | 04:50 PM
  #9  
Texas69's Avatar
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Joined: Feb 2011
Posts: 339
From: Central Texas
Congrats Adam! One less bank with a hand in your wallet. Enjoy the extra cash flow.
Old Jun 9, 2014 | 05:08 PM
  #10  
tru-blue 442's Avatar
Thread Starter
Old School Olds
 
Joined: Nov 2008
Posts: 9,268
From: Marble Falls TX
Thanks guys. I feel very blessed.
We have been doing a little remodeling
over the years and our master bed-bath
are the last to do. My wife is ready too.
May have to wait to start throwing extra at the 66.
Old Jun 9, 2014 | 05:11 PM
  #11  
KDV's Avatar
KDV
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Joined: May 2012
Posts: 139
From: Louisville, KY
Congrats Tru-blue!!
Old Jun 9, 2014 | 05:38 PM
  #12  
76olds's Avatar
Hookers under Hood
 
Joined: Nov 2013
Posts: 3,543
From: Ontario, Canada
Cheers to that tru-blue, very nice house indeed! I will have to let the kids take over the mortgage before we pay ours off lol.
Old Jun 9, 2014 | 05:54 PM
  #13  
1970cs's Avatar
Lansing built
 
Joined: Nov 2011
Posts: 3,330
From: Grand Ledge, MI
Super! I just received my mortgage discharge last month from the county with banks signature of release! All of the Oldsmobiles are have been paid in full for years, usually I get sick of paying and pay them off in about a year or so.

So no mortgage and only one car payment for the 2014 Impala, not to bad for 45 years young!

Pat
Old Jun 9, 2014 | 05:54 PM
  #14  
70cutty's Avatar
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Joined: Aug 2008
Posts: 2,092
From: Daly City, California
Congratulations. That's awesome.
we are in process of buying a house in Daly City CA, it's a suburb of San Francisco. I am getting a "good deal" at 750k, I figure since I am 36 now I will never be able to say it's mine.
Old Jun 9, 2014 | 06:13 PM
  #15  
Sampson's Avatar
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Joined: Dec 2012
Posts: 1,605
From: Fuquay Varina NC
Cool beans! Way to go Adam. That has to be a good feeling!
Old Jun 9, 2014 | 07:38 PM
  #16  
sammy's Avatar
Sammy70 455 Supreme
 
Joined: Dec 2011
Posts: 3,069
From: Port Perry, Ontario
Thumbs up

Congrats Adam....nice pad!
Old Jun 9, 2014 | 08:13 PM
  #17  
Octania's Avatar
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Joined: Dec 2011
Posts: 7,286
[QUOTE=oldcutlass;708514]Well done, I have not had a house payment for 10 years, and no payments what so ever for 6, it's awesome. Now is the time to start socking away for your retirement. BTW nice place you got there.[/QUOTE

Interesting... what is this "retirement" of which you speak?
Old Jun 9, 2014 | 10:43 PM
  #18  
Alex72cutty's Avatar
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Joined: Jan 2012
Posts: 585
From: Dallas, Tx
Congrats Adam!!!
Old Jun 9, 2014 | 10:47 PM
  #19  
Lonestar's Avatar
Still on the planet...
 
Joined: Feb 2014
Posts: 214
From: Texas Hill Country
Way to go Adam and Congrats!! Does this mean we're making a trip to Fredericksburg to look @ Ol Yeller??
Old Jun 9, 2014 | 10:51 PM
  #20  
76olds's Avatar
Hookers under Hood
 
Joined: Nov 2013
Posts: 3,543
From: Ontario, Canada
Interesting... what is this "retirement" of which you speak?[/QUOTE]

I think retirement is a good night of pfffffff..... ouuhahh then a great night sleep!!
Old Jun 10, 2014 | 04:25 AM
  #21  
tru-blue 442's Avatar
Thread Starter
Old School Olds
 
Joined: Nov 2008
Posts: 9,268
From: Marble Falls TX
Thanks again guys!
Now is the time to think about
socking some away.

If it weren't for that 140X75 commercial
lot I bought in town about 12 yrs ago.
Now maybe I can improve that for some REAL
retirement income...

Old yeller may have to wait a little longer Dave.
Little red is perfect for right now. Well...
Maybe a 455 and a 2004R. The engine is
ready, the trans is from a 87 GNX that needs
to be rebuilt. Hmmm....
Old Jun 10, 2014 | 04:53 AM
  #22  
71rocket's Avatar
car nut farmer
 
Joined: Dec 2007
Posts: 595
From: SE KS
Congrats! Feels good not to make a mortgage payment every month.
Old Jun 10, 2014 | 01:10 PM
  #23  
don71's Avatar
same but different
 
Joined: Jun 2007
Posts: 2,959
From: Central Missouri
Congratulations! I know its an awesome feeling too. Its a moment to be proud.

Mrs.71 and I did the 15yr. loan swap a few years back. Couldn't of been any smarter in the timing of things. Enjoy, the financial freedom it brings. Thumbs UP Tru.
Old Jun 10, 2014 | 01:29 PM
  #24  
oldspackrat's Avatar
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Joined: Sep 2010
Posts: 4,859
From: Indianapolis
Congrats!! Not many people can say that.
Old Jun 11, 2014 | 07:46 AM
  #25  
citcapp's Avatar
Registered User
 
Joined: Nov 2007
Posts: 9,127
From: Rathdrum, Idano
Cograts

Been debt free and living a cash only life for a couple of years now. Its great
Old Jun 11, 2014 | 09:24 AM
  #26  
Boldsmobile's Avatar
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Joined: Nov 2008
Posts: 1,120
From: Mass
Congrats.

Ive been mortgage free for a few years now and its a great feeling.

If i could only be property tax free !!!
Old Jun 11, 2014 | 12:42 PM
  #27  
tru-blue 442's Avatar
Thread Starter
Old School Olds
 
Joined: Nov 2008
Posts: 9,268
From: Marble Falls TX
Thanks men.
I find I have all these ideas
rolling around in my head. :
This time of year work picks up as well.
Truly a great lift off Grampa's shoulders.
Iv'e got perma grin and want it to last.
Old Jun 11, 2014 | 01:05 PM
  #28  
firefrost gold's Avatar
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Joined: Sep 2009
Posts: 2,444
From: mn
Hats off to you . Now can i sleep on your couch?
Old Jun 11, 2014 | 01:20 PM
  #29  
tru-blue 442's Avatar
Thread Starter
Old School Olds
 
Joined: Nov 2008
Posts: 9,268
From: Marble Falls TX
Bring that Hurst and
come on down F/F!

I would let you use the
guest room, but the youngest
took it over about a year ago.
'...and I just need a few months dad...'
But your in luck, the l/r sofa's a convertible.
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