Olds Dad

My 4 Door

No injuries (yea for seatbelts) but unfortunately totaled (cowl, frame) but Hagerty is being very fair. Sucks but the risk you take driving them

oldcutlass

It doesn't look totaled, but hard to tell with one pic.

76olds

That sucks, such a nice car saved for pleasure driving, then someone hits you. I'm sure its very hard to put something that old back together with decent parts.
I hope you can save it.

Gary M

Plenty of idiots out there to Pea on your parade. At least Hagerty makes it less painful. Hope you can replace or upgrade. Most important thing is no injuries. Can you buy it back and part it, restore it? Depends on your attachment. Good luck. Its amazing how minor the damage looks but that it is totaled. How can the frame/cowl be bent when the fender seems only bent? A tribute to past quality of fabrication of cars or does the estimator want it cheap?

76olds

That front windshield must be thick glass, bent and pushed the fender in but didn't even crack the glass. I'm surprised they want to write the car off as well.

don71

Glad everyone is OK. Dissapointed in that its worse than it looks. Hope you make the best of it.

1970cs

Bummer, hopefully you can get the pieces to get her fixed up! Glad no one had injuries.

Pat

chip-powell

Glad no one was hurt. It's a shame that they are totaling it out.


Is Hagerty the same as most insurance companies? Usually, as soon as they total it out and cut you a check, the car is now "theirs" and you can not take any of the parts, only personal items.

Olds64

wr1970

Mostly they totaled the car because it is hard to find parts to fix a old car in my opinion. That damage isn't that bad.The frame could be straighten on a frame machine if the frame is bent.The rest is sheet metal. Sad that it happened and sad they totaled the car.

droldsmorland

If this 5 was save-able so is yours. Of course it all depends on stated and actual values etc...Someone will be able to save her if not you. This 5 took a hard hit to the right rear. 25K worth of repair. I cant see the repair it was that well done.

pogo69

Not sure how it works when a classic is totaled whether you can sell it to someone who is willing to restore it, I understand if you were offered a decent price by the insurance company just take the money and call it a day, going thru the process of restoring a car with that damage is not for everyone

Olds Dad

Thanks for all the well wishes -

It's "totaled" because the price to repair it exceeds the "Agreed Value" that I established with them - a fair number based on a 4 door sedan

I get to keep the car (they deduct the salvage value out of the agreed value and give me the difference) -

I will try to cobble it back together...I think it can be fixed with a little effort.

RetroRanger

thats the way to roll I had the insco total my late model car (other drivers fault).

I kept it paying the insco a fee to keep it and repaired it for about 1/6 of the totaled payout then drove it for another 2 years before selling it (w an owner retained title similar to salvage title)

droldsmorland

That baby can be fixed with a little effore. Put a search on for a fender and driver bumper. Youd be scared off at what a rechromer would charge to restore that one. Though it could be easily straightened and rechromed. Ill bet thats $1-1500 all day.