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Fire Lost everything

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Old February 17th, 2017, 02:55 PM
  #1  
dualquadpete
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Fire Lost everything

Fire broke out in shop yesterday morning, tried to put it out but smoke drove me out after empting fire extinguisher !! Fire chief suspects the "beer" fridge or stereo shorted out. Lost the Cutlass,Pontiac, aluminium trailer + everything else in shop. Just heart broken but everything can be replaced and only injury was me falling on ice & possible broken ribs!!!
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Old February 17th, 2017, 03:10 PM
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Wow! Really sorry you lost your shop and cars. But your right, as long as your OK you can always replace the "stuff"
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Old February 17th, 2017, 03:23 PM
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Wow! That's a terrible loss. Of course it could have been much worse.

I hope your insurance company comes through for you.
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Old February 17th, 2017, 03:24 PM
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Big loss

Sorry for your loss. I went thru a house fire in 1975 and just got the baby out to my 64 Cutlass and put her in it and locked it up then headed to the house. I left the front door open when I left and the flames followed me so I couldn't get back in, so I went around the back and the wife was out side with a garden hose I got her back away. Then went to call the fire dept. No cells back then and lost every thing, I only had my pants no shirt or shoes.
Get the people out first. Did you have ins. on your cars. Maybe the Home Owners Ins. will cover the shop.
Gerald
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Old February 17th, 2017, 03:52 PM
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Terrible, glad your ok. As the others said hope the insurance company comes through.
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Old February 17th, 2017, 04:02 PM
  #6  
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Well insured, company had construction fence delivered today, cars covered with a 19a policy, [ agreed value] said there'd be no problem there, house insurance will cover shop & contents, but trying to make a list of equipment & tool, that's hard!!!!
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Old February 17th, 2017, 04:23 PM
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God bless

Hope your ribs heal quick. A friend of mine broke his and it was very painful especially when laughing. Can someone inventory your tools etc since you have limited movement?you only get one chance to settle with the insurance. You need to think hard and accurately so you get what you lost.

Last edited by Gary M; February 17th, 2017 at 04:29 PM. Reason: Add
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Old February 17th, 2017, 05:03 PM
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We had a shed burn down, insurance company was awesome. Even cut additional check after remains were loaded in dumpster and found some additional items. Best of luck getting things straightened out and your ribs healing. We were given a tip from adjuster to google the item to get a value.
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Old February 17th, 2017, 05:10 PM
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Our thoughts are with you...I'm feeling for the cars.
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Old February 17th, 2017, 05:23 PM
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Glad you are ok and well insured. My cousin lost his garage and cars a little over a year ago but he was not well insured. Almost nothing covered. It was a wake up call for me. I was always well insured but I looked at it a little harder after that just to double check. I hope others here use your loss to think about and double check there policies.
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Old February 17th, 2017, 05:58 PM
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That sucks!!
Glad that no one was seriously hurt.
Take Care
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Old February 17th, 2017, 06:59 PM
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Very sad to hear.

As the others have said, glad you're okay, and that things can be replaced.

Gary suggested getting someone else to help with the inventory - a friend who's knowledgeable should be able to wade in there and identify darned near everything you had, and frankly, you shouldn't have to do that yourself right now.

- Eric
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Old February 17th, 2017, 08:52 PM
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Glad you are OK, ribs will get better, takes a while but it will happen. Get some help get a good inventory and start over. Sad day but will get better.
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Old February 17th, 2017, 08:56 PM
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I am just a mile away ...please let me know if I can do anything. 905-213-6897...Ted
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Old February 18th, 2017, 03:58 AM
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Also if you have any receipts for improvements made lately gather them. It may help get that back too. If someone does look through the mess make sure they wear proper mask, goggles and gloves.
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Old February 18th, 2017, 04:05 AM
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So sorry, been there got the t-shirt

Glad you're ok,

Stuff can be repalced
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Old February 18th, 2017, 04:13 AM
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That really sucks but I'm glad you're ok! I found out how well insured I was back in '13 when my upstairs toilet supply line broke while I was at work. The water ran for 13 hrs! & flooded the my house all the way down to the basement!. I have State Farm with an exact cost replacement rider on the policy. The total cost ended up at $65k!! & they couldn't have been nicer! I can't say enough good things about how they handled it! I hope your insurance takes care of you!!
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Old February 18th, 2017, 04:28 AM
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so sorry that this happened. I think ill re check my ins when I get back home.
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Old February 18th, 2017, 04:41 AM
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Wow, sorry to see that happen. It goes to show just how quickly it can get out of control. Glad your ok! As Eric said if you have a friend to help you inventory, it will help note those things you may overlook. I have told the Mrs. I need to make a list of everything in my garage.
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Old February 18th, 2017, 05:54 AM
  #20  
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That is a horrible loss. Glad you were ok. Hope all goes well from here.
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Old February 18th, 2017, 09:37 AM
  #21  
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So sorry. A friend lost his 70 442 in a fire, it's heartbreaking.
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Old February 18th, 2017, 09:51 AM
  #22  
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So sorry to hear that Pete. I heard there was a fire in Blackstock with a couple of cars lost. It's just terrible but as others have said they can be replaced but I feel your pain. Roger
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Old February 18th, 2017, 11:29 AM
  #23  
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So Sorry, to hear of your loss! Hope you heal quickly!
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Old February 18th, 2017, 01:45 PM
  #24  
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Inventory contents NOW and in video or photos

Originally Posted by dualquadpete
Well insured, company had construction fence delivered today, cars covered with a 19a policy, [ agreed value] said there'd be no problem there, house insurance will cover shop & contents, but trying to make a list of equipment & tool, that's hard!!!!
____________________________________________
Sorry about your loss and injury but happy you are well covered insurance wise.
My wife is somewhat obsessive/compulsive about documenting things and insists that I document everything in my shop.
So I took smart camera and did video and comments on everything in the shop down to the cabinet full of fasteners, springs, brass fittings etc. All power tools from lathe and drill presses down to contents of ea. drawer of my tool boxes. Made a copy on a thumb drive and took it to the safe deposit box at our bank. I also noted brand names of tools as I don't want insurance estimating my potential losses at HF tool costs. I have photo documentation of building the shop almost twenty years ago including pics of wiring, air lines, plumbing, light fixtures and insulating.
Additionally we meet with our insurance agent (State Farm) about every other year and have a discussion about how well we are or are not covered and increased values from additions to either home or shop etc. While we are covered for cost of replacement we usually wind up getting a little higher home owners coverage plus the comfort of knowing we've done everything reasonably possible to be sure we are adequately insured. I grumble about it at the time but know I will be much better off if I should suffer a catastrophic loss as you did.
Jerry
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Old February 18th, 2017, 02:22 PM
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Pete, good to hear you and the family are OK, a slip and fall on the ice could have been much worse. (head injury would have been disastrous)
Your still here to talk to us about this.
I hope things get taken care of by the insurance.
Memories are made of this, new ones are about to come your way.
Keep us posted on how your doing.
All the best,
Eric
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Old February 18th, 2017, 03:54 PM
  #26  
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Of course the good thing is that everybody is going to be okay but it still has to be painful to lose two cars and all your stuff. Hope the ribs heal quickly.
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Old February 18th, 2017, 04:20 PM
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Sorry to hear this .
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Old February 18th, 2017, 04:47 PM
  #28  
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Sorry for your loss. Good luck with a speedy resolution.
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Old February 18th, 2017, 06:25 PM
  #29  
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Wow, glad you got out OK. Things can be replaced- been there with a house fire.
Unfortunately there are 2 classic cars that are gone for good.
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Old February 18th, 2017, 06:30 PM
  #30  
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I'm sorry to hear about your loss! I know all too well what this is like. I'm glad you were well insured, I made that mistake of not being.



This was mine from a couple years back.

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Old February 18th, 2017, 06:41 PM
  #31  
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That's a bad day. Hopefully you had proper insurance. Glad it wasn't worse

Last edited by droptopron; February 18th, 2017 at 06:44 PM.
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Old February 22nd, 2017, 04:58 PM
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What a difference a day makes. This one was bad but just believe some good days are coming too. I hope the recovery goes smooth for you.
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Old February 23rd, 2017, 06:55 AM
  #33  
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That's a bummer man!

Good to hear that you didn't get injured any worse. I hope for your speedy recovery
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Old February 23rd, 2017, 12:38 PM
  #34  
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Sorry to hear of your loss. I've been there once and even with knowing insurance would take care of the physical loss the emotional stress is hard. My cars were in different garage but all tools, equipment and parts were gone.

Something to remember any tools that had lifetime warranties, Snap On, Craftsman and the like should be full current replacement value not depreciated.

A lesson for all here. Check with your home owners agent to be sure you are covered properly. If you are renting house/garage get renter insurance. Your stuff is not covered on property owners policy and renter insurance is cheap. Take pictures, videos and have an asset log sheet somewhere other than at the property.

When I had my loss garage was a rental and I would have got nothing for the 30K loss without the renters insurance.
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Old February 23rd, 2017, 02:27 PM
  #35  
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Fire

So sorry for your lost

Last edited by jminor1961; February 23rd, 2017 at 02:30 PM.
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Old February 25th, 2017, 08:26 AM
  #36  
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Sorry to hear of your loss. I hope you get well soon.
Steve
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Old February 26th, 2017, 07:32 PM
  #37  
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sry to hear
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Old February 27th, 2017, 03:21 PM
  #38  
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Sad news for sure. My house burnt when I was a kid and it is tough to see this as it brings back some memories... Hope your ribs heal soon and I'm also hoping for a favorable outcome from your insurance.
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