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442Much,
I don't understand your statement that the 442 was only built from 1968-1971. The first year was 1965, with the 330 cu. in. engine.
If you're referring to the 442 being an option on the Cutlass, Pontiac did the same in '64 with the GTO. GTO was an option package on the LeMans. Insurance companies could care less about whether the GTO and 442 were options or distinct models. They set rates by engine size.
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